WeSurvey
Banking Business Knowledge Quiz
After the pre-review by the Head Office Centralized Operations Center is completed, the system will automatically generate a complete set of account opening application forms for customers. Customers can download and print them through () or ().[答案：A、B、C、D][分数：10][全部]
A. By tellers through the centralized business system at the counter.
B. By customers through the corporate WeChat Bank.
C. By customers through the corporate mobile banking.
D. By customers through the corporate online banking.
When using this function to open a corporate bank settlement account, the system will automatically bind the following free product functions of our bank for the customer. The branch does not need to operate again.[答案：A、B、C、D][分数：10][全部]
A. Mobile banking query version.
B. Electronic bank-enterprise reconciliation.
C. Multi-channel cash withdrawal (limited to basic corporate bank settlement accounts only).
D. Intra-branch deposit and withdrawal within the jurisdiction of the first-level branch.
E. Corporate settlement card.
Under what circumstances will the bank notify an enterprise to close its account? When closing an account, the bank will notify the enterprise by registered mail. The enterprise shall handle the account closing procedures within 30 days from the date of issuance of the notice. If it fails to do so within the time limit, it will be regarded as a voluntary closure. The untransferred funds will be included in the "management of long-term unclaimed special accounts".[答案：A、B、C、D][分数：10][全部]
A. Corporate bank settlement accounts that have not been used for a long time (more than one year), have no payment and receipt activities (except for interest charged by the bank) and owe no debts to the bank.
B. Temporary deposit accounts whose validity period has expired.
C. Bank settlement accounts found to be ineligible for account opening during the annual inspection.
D. Frequently issuing rubber checks.
What is the penalty process when a bank discovers that the drawer has issued rubber checks?[答案：A、B、C、D][分数：10][全部]
A. When a bank discovers that the drawer has issued rubber checks, it should immediately fill out a "Rubber Check Report". Photocopy the check and other materials sufficient to prove that the drawer has violated the regulations in issuing rubber checks, sign and stamp them as attachments to the "Report", and submit them to the local People's Bank of China on the same day or by the next day at the latest (extended in case of holidays).
B. Within 3 working days from the date of receipt of the "Report", the People's Bank of China shall verify the information and decide whether to impose administrative penalties. If the facts are clear, a "Notice of Administrative Penalty Opinion of the People's Bank of China" shall be prepared and sent together with the proposed penalty decision to the reporting bank (or the drawer). If the facts are unclear and the evidence is insufficient, corrective opinions shall be put forward and the materials shall be returned.
C. Within 5 working days from the date of receipt of the proposed penalty decision and the "Notice", the bank shall deliver them to the drawer. The delivery status shall be reported to the People's Bank of China on the same day or by the next day at the latest (extended in case of holidays).
D. If the People's Bank of China does not receive written materials of statements or defenses from the drawer within 5 working days from the date of delivery of the "Notice" by the bank, or if it decides not to adopt the statements or defenses put forward by the parties after review, it shall prepare a "Decision on Administrative Penalty of the People's Bank of China" and notify the bank.
Customers initiate actively through the corporate WeChat Bank, select the reserved account opening branch and account nature, and only need to ().[答案：A、B、C][分数：10][全部]
A. Enter relevant contact persons.
B. Enter contact information.
C. Upload the image of certificates required for corporate account opening.
D. Enter beneficiary information.
After a customer successfully submits an account opening appointment application, the customer can query the processing progress of the account opening appointment business in real time through the "Account Opening Appointment Information Query and Modification" service, according to () or the () in the SMS notification sent by our bank.[答案：A、B][分数：10][全部]
A. The bound mobile phone number.
B. "Acceptance serial number".
C. Business license number.
After a customer makes an appointment, the customer can query the account status in real time through the information query function module of the WeChat Bank, including () and so on.[答案：A、B、C、D][分数：10][全部]
A. Appointment successful.
B. Account pending approval.
C. Account pending activation.
D. Account activated.
If a depositor is unable to provide the original reserved seal due to reasons such as loss of the seal, in addition to meeting the requirements for opening a RMB corporate bank settlement account, the depositor shall also submit the following business application materials: ( ).[答案：A、B、C][分数：10][全部]
A. Original copy of the business license or other original proof documents.
B. Original copy of the account opening permit. For record-filing accounts, the original copy of the basic deposit account opening permit shall be provided.
C. Certification from judicial authorities.
D. ID card of the legal representative.
In which of the following situations can a depositor handle payment business immediately after opening a corporate settlement account?[答案：A、C、D][分数：10][全部]
A. A temporary deposit account for capital verification is converted into a basic deposit account and a general deposit account opened due to loan transfer and deposit.
B. If a depositor closes a bank settlement account at the same banking institution and reopens a bank settlement account within 5 days, the reopened bank settlement account can handle payment business from the date of opening.
C. After a depositor has opened a bank settlement account at the same banking institution, other bank settlement accounts can handle payment business from the date of formal opening.
D. A general settlement account opened for loan transfer and deposit.
The following items on a bank draft () cannot be changed. A changed bank draft is invalid.[答案：A、C、D][分数：10][全部]
A. The amount of the draft.
B. The purpose.
C. The date of issue.
D. The name of the payee.